POS (Point of Service)

A point of service plan requires the insured to select a primary care physician and obtain referrals to specialists within a predefined network. In essence, the POS combines features of an HMO and a PPO. Employer organizations get the cost savings of a managed care program while members enjoy the freedom to choose their physicians and other care providers.

Health insurance may very well be the most significant benefit at a company. It behooves the intelligent company to seek guidance from experts in this area to ensure benefits are maximized and costs minimized.

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