Specified Health Event

A popular voluntary benefit is Specified Health Event Insurance. Because certain life-threatening illnesses pose special financial risks, specified health event policies significantly cover the "gaps" that traditional insurance can fail to adequately cover.

This policy addresses the specific health events listed below, which have a statistically high level of incidence and costs.

• Heart attack & coronary artery bypass surgery
• Stroke
• End-stage renal failure
• Major human organ transplant
• Major third-degree burns
• Coma
• Paralysis