Vision Care

Vision care insurance is insurance that provides coverage for services relating to the care and treatment of the eyes. It typically covers services delivered by an optometrist or ophthalmologist. Depending on the specific plan, some or all of the following services may be covered:

• Yearly eye exams
• Glasses (with an annual limit)
• Contact lenses and fitting (with an annual limit)
• Glaucoma screening

Some vision plans may provide more extensive coverage (such as certain eye surgeries), while others may limit coverage to "reasonable and customary" charges incurred during routine eye exams. Reasonable and customary charges generally don't include the cost of glasses and contact lenses. With some employer-sponsored vision plans, coverage may be limited to the medical treatment of certain eye conditions. This is rare, however.

Vision care insurance may provide direct payment to the eye care provider for the services you receive or you may be required to cover the charges out-of-pocket at the time of service, and then file a claim for reimbursement. It depends on the specific plan.

Vision care plans are significant benefits that breed employee loyalty and appreciation. Furthermore, vision care plans add to the diversity of your employee benefits package.

Click here for a 1 Financial Marketplace Associate benefits expert to assist you with your vision plan needs.